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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,576 | $64,501+4.8% | $108,753-37.9% | $65,306+3.5% |
| Participation rate | 82.1% | 50.8%+31.2pp | 71.1%+11.0pp | 57.7%+24.4pp |
| Annual return | 14.88% | 21.09%-6.2pp | 37.47%-22.6pp | 21.94%-7.1pp |
| Employer contribution / active EE | $911 | $1,069-14.8% | $2,427-62.5% | $1,967-53.7% |
| Participant deferral / active EE | $2,972 | $2,401+23.8% | $4,115-27.8% | $2,959+0.4% |
| Admin fee / account holder | $19,376 | $4,971+289.8% | $10,320+87.8% | $3,480+456.8% |