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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,576 | $63,456+6.5% | $100,712-32.9% | $64,097+5.4% |
| Participation rate | 82.1% | 49.7%+32.4pp | 69.3%+12.8pp | 55.2%+26.9pp |
| Annual return | 14.88% | 19.65%-4.8pp | 33.27%-18.4pp | 34.64%-19.8pp |
| Employer contribution / active EE | $911 | $1,003-9.2% | $2,313-60.6% | $1,891-51.9% |
| Participant deferral / active EE | $2,972 | $2,463+20.7% | $4,085-27.2% | $3,080-3.5% |
| Admin fee / account holder | $19,376 | $4,808+303.0% | $9,256+109.3% | $3,454+460.9% |