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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,358 | $132,634-86.9% | $115,768-85.0% | $137,256-87.4% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 12.02% | 160.70%-148.7pp | 100.46%-88.4pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,779 | $3,360-47.0% | $2,940-39.5% | $4,156-57.2% |
| Participant deferral / active EE | $2,176 | $5,619-61.3% | $4,917-55.7% | $6,407-66.0% |
| Admin fee / account holder | $2,108 | $15,028-86.0% | $12,439-83.1% | $12,270-82.8% |