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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,306 | $160,070+58.2% | $147,117+72.2% | $145,897+73.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 10.21% | 98.69%-88.5pp | 420.54%-410.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $4,719 | $5,285-10.7% | $4,932-4.3% | $4,663+1.2% |
| Participant deferral / active EE | $5,278 | $8,419-37.3% | $8,065-34.6% | $6,689-21.1% |
| Admin fee / account holder | $42,352 | $15,035+181.7% | $12,993+226.0% | $13,390+216.3% |