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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,930 | $162,136+101.6% | $152,301+114.7% | $154,746+111.3% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 18.45% | 91.02%-72.6pp | 80.50%-62.0pp | 172.34%-153.9pp |
| Employer contribution / active EE | $4,481 | $4,890-8.4% | $4,624-3.1% | $4,379+2.3% |
| Participant deferral / active EE | $7,582 | $8,341-9.1% | $8,004-5.3% | $6,730+12.7% |
| Admin fee / account holder | $24,991 | $15,759+58.6% | $14,398+73.6% | $14,365+74.0% |