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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,930 | $196,972+66.0% | $182,262+79.4% | $198,609+64.6% |
| Participation rate | 71.4% | 85.7%-14.3pp | 84.2%-12.8pp | 82.4%-10.9pp |
| Annual return | 18.45% | 158.27%-139.8pp | 140.60%-122.1pp | 202.70%-184.2pp |
| Employer contribution / active EE | $4,481 | $5,364-16.5% | $5,046-11.2% | $5,055-11.4% |
| Participant deferral / active EE | $7,582 | $8,643-12.3% | $8,276-8.4% | $6,977+8.7% |
| Admin fee / account holder | $24,991 | $18,429+35.6% | $16,712+49.5% | $19,030+31.3% |