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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,318 | $185,312+242.3% | $161,489+292.8% | $154,746+309.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.75% | 103.84%-97.1pp | 89.72%-83.0pp | 172.34%-165.6pp |
| Employer contribution / active EE | $41,336 | $4,769+766.7% | $4,268+868.4% | $4,379+843.9% |
| Participant deferral / active EE | $25,833 | $6,350+306.8% | $5,630+358.9% | $6,730+283.8% |
| Admin fee / account holder | $1,322 | $18,654-92.9% | $16,006-91.7% | $14,365-90.8% |