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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,318 | $181,062+250.3% | $158,223+300.9% | $155,188+308.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 6.75% | 57.39%-50.6pp | 52.09%-45.3pp | 148.84%-142.1pp |
| Employer contribution / active EE | $41,336 | $4,565+805.6% | $4,109+906.0% | $4,248+873.1% |
| Participant deferral / active EE | $25,833 | $6,134+321.1% | $5,467+372.5% | $6,531+295.5% |
| Admin fee / account holder | $1,322 | $18,825-93.0% | $16,047-91.8% | $14,480-90.9% |