Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,588 | $86,919-32.6% | $102,457-42.8% | $80,911-27.6% |
| Participation rate | 65.4% | 72.4%-7.0pp | 76.5%-11.1pp | 67.6%-2.3pp |
| Annual return | 8.42% | 18.90%-10.5pp | 29.41%-21.0pp | 35.63%-27.2pp |
| Employer contribution / active EE | $350 | $2,368-85.2% | $3,022-88.4% | $2,756-87.3% |
| Participant deferral / active EE | $2,255 | $4,119-45.3% | $5,054-55.4% | $4,297-47.5% |
| Admin fee / account holder | $7,160 | $8,049-11.1% | $9,451-24.2% | $6,935+3.2% |