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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,766 | $171,492-81.5% | $150,734-78.9% | $198,609-84.0% |
| Participation rate | 85.7% | 81.4%+4.3pp | 78.4%+7.3pp | 82.4%+3.3pp |
| Annual return | 21.87% | 804.70%-782.8pp | 600.81%-578.9pp | 202.70%-180.8pp |
| Employer contribution / active EE | $2,763 | $5,470-49.5% | $4,918-43.8% | $5,055-45.3% |
| Participant deferral / active EE | $6,021 | $6,259-3.8% | $5,610+7.3% | $6,977-13.7% |
| Admin fee / account holder | $1,861 | $17,628-89.4% | $14,905-87.5% | $19,030-90.2% |