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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $537,172 | $213,785+151.3% | $185,441+189.7% | $155,188+246.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 17.19% | 19.97%-2.8pp | 20.16%-3.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $6,832 | $5,393+26.7% | $4,672+46.2% | $4,248+60.8% |
| Participant deferral / active EE | $5,189 | $6,864-24.4% | $6,152-15.6% | $6,531-20.5% |
| Admin fee / account holder | $105,684 | $21,134+400.1% | $17,890+490.7% | $14,480+629.9% |