Filed May 31, 2019
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,236 | $63,703+51.1% | $93,063+3.4% | $82,448+16.7% |
| Participation rate | 38.1% | 63.8%-25.7pp | 72.1%-34.0pp | 68.1%-30.0pp |
| Annual return | 10.37% | -775.43%+785.8pp | 34.15%-23.8pp | 41.64%-31.3pp |
| Employer contribution / active EE | $788 | $1,729-54.4% | $2,476-68.2% | $2,551-69.1% |
| Participant deferral / active EE | $1,412 | $2,919-51.6% | $3,958-64.3% | $4,139-65.9% |
| Admin fee / account holder | $5,309 | $5,982-11.3% | $6,033-12.0% | $7,234-26.6% |