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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,569 | $93,345+59.2% | $119,126+24.7% | $87,485+69.8% |
| Participation rate | 96.0% | 68.7%+27.3pp | 75.8%+20.2pp | 68.9%+27.1pp |
| Annual return | 17.53% | 19.08%-1.5pp | 282.11%-264.6pp | 26.06%-8.5pp |
| Employer contribution / active EE | $11,856 | $3,172+273.8% | $4,034+193.9% | $2,596+356.7% |
| Participant deferral / active EE | $9,071 | $4,099+121.3% | $5,318+70.6% | $4,274+112.3% |
| Admin fee / account holder | $12,114 | $8,039+50.7% | $10,693+13.3% | $7,775+55.8% |