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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,569 | $96,731+53.6% | $123,973+19.8% | $86,983+70.8% |
| Participation rate | 96.0% | 70.0%+26.0pp | 76.7%+19.3pp | 69.5%+26.5pp |
| Annual return | 17.53% | 17.33%+0.2pp | 388.13%-370.6pp | 25.83%-8.3pp |
| Employer contribution / active EE | $11,856 | $3,297+259.6% | $4,126+187.4% | $2,584+358.7% |
| Participant deferral / active EE | $9,071 | $4,152+118.5% | $5,247+72.9% | $4,194+116.3% |
| Admin fee / account holder | $12,114 | $8,722+38.9% | $11,799+2.7% | $7,856+54.2% |