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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,565 | $132,634+115.3% | $115,768+146.7% | $137,256+108.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 19.14% | 160.70%-141.6pp | 100.46%-81.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $6,428 | $3,360+91.3% | $2,940+118.6% | $4,156+54.7% |
| Participant deferral / active EE | $8,478 | $5,619+50.9% | $4,917+72.4% | $6,407+32.3% |
| Admin fee / account holder | $2,844 | $15,028-81.1% | $12,439-77.1% | $12,270-76.8% |