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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,930 | $199,109+19.5% | $173,730+37.0% | $154,746+53.8% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.6%+6.1pp | 80.7%+5.0pp |
| Annual return | 8.91% | 20.02%-11.1pp | 19.96%-11.0pp | 172.34%-163.4pp |
| Employer contribution / active EE | $428 | $5,311-91.9% | $4,577-90.6% | $4,379-90.2% |
| Participant deferral / active EE | $2,245 | $7,113-68.4% | $6,326-64.5% | $6,730-66.6% |
| Admin fee / account holder | $1,339 | $20,916-93.6% | $17,523-92.4% | $14,365-90.7% |