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| Provider | Service type | Compensation |
|---|---|---|
ELLSWORTH ADVISORS, LLC4 years Filed as: ELLSWORTH ADVISORS LLC Service code 27 · EIN 82-5501752 | Advisory (Plan) | $89,700 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$26,313 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,431 | $78,562+32.9% | $105,608-1.1% | $74,429+40.3% |
| Participation rate | 96.4% | 72.8%+23.6pp | 75.3%+21.1pp | 67.2%+29.2pp |
| Annual return | -5.40% | 15.94%-21.3pp | 116.50%-121.9pp | 1368.38%-1373.8pp |
| Employer contribution / active EE | $1,033 | $2,521-59.0% | $3,167-67.4% | $2,625-60.7% |
| Participant deferral / active EE | $4,719 | $4,321+9.2% | $5,010-5.8% | $4,348+8.5% |
| Admin fee / account holder | $315 | $2,217-85.8% | $11,028-97.1% | $1,944-83.8% |