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| Provider | Service type | Compensation |
|---|---|---|
ELLSWORTH ADVISORS LLC4 years Service code 27 · EIN 82-5501752 | Advisory (Plan) | $89,700 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$26,313 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,431 | $78,483+33.1% | $106,201-1.7% | $74,546+40.1% |
| Participation rate | 96.4% | 72.8%+23.6pp | 75.3%+21.1pp | 67.2%+29.2pp |
| Annual return | -5.40% | 15.94%-21.3pp | 116.26%-121.7pp | 1366.03%-1371.4pp |
| Employer contribution / active EE | $1,033 | $2,522-59.0% | $3,170-67.4% | $2,624-60.7% |
| Participant deferral / active EE | $4,719 | $4,320+9.2% | $5,012-5.9% | $4,347+8.5% |
| Admin fee / account holder | $315 | $2,236-85.9% | $11,039-97.1% | $1,944-83.8% |