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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,955 | $136,860+89.2% | $120,344+115.2% | $154,746+67.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 10.21% | 21.38%-11.2pp | 20.30%-10.1pp | 172.34%-162.1pp |
| Employer contribution / active EE | $1,292 | $3,533-63.4% | $3,020-57.2% | $4,379-70.5% |
| Participant deferral / active EE | $4,484 | $5,793-22.6% | $5,135-12.7% | $6,730-33.4% |
| Admin fee / account holder | $6,985 | $15,393-54.6% | $12,742-45.2% | $14,365-51.4% |