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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,955 | $124,425+108.1% | $112,040+131.1% | $137,256+88.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 10.21% | 24.72%-14.5pp | 24.52%-14.3pp | 220.34%-210.1pp |
| Employer contribution / active EE | $1,292 | $3,411-62.1% | $2,954-56.3% | $4,156-68.9% |
| Participant deferral / active EE | $4,484 | $5,718-21.6% | $5,098-12.0% | $6,407-30.0% |
| Admin fee / account holder | $6,985 | $15,207-54.1% | $12,098-42.3% | $12,270-43.1% |