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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,858 | $97,550+69.0% | $120,344+37.0% | $87,485+88.4% |
| Participation rate | 87.1% | 72.8%+14.3pp | 76.7%+10.4pp | 68.9%+18.2pp |
| Annual return | 9.47% | 18.41%-8.9pp | 20.30%-10.8pp | 26.06%-16.6pp |
| Employer contribution / active EE | $2,481 | $2,291+8.3% | $3,020-17.9% | $2,596-4.4% |
| Participant deferral / active EE | $6,725 | $4,230+59.0% | $5,135+31.0% | $4,274+57.4% |
| Admin fee / account holder | $10,885 | $9,543+14.1% | $12,742-14.6% | $7,775+40.0% |