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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,089 | $56,200-26.9% | $67,653-39.3% | $59,633-31.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -3.20% | 18506.71%-18509.9pp | 6625.22%-6628.4pp | 2041.40%-2044.6pp |
| Employer contribution / active EE | $2,640 | $1,615+63.5% | $2,266+16.5% | $2,203+19.9% |
| Participant deferral / active EE | $2,077 | $2,843-27.0% | $3,560-41.7% | $3,192-34.9% |
| Admin fee / account holder | $1,741 | $3,959-56.0% | $4,821-63.9% | $4,297-59.5% |