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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION1+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $92,155 |
U.S. INSTITUTIONAL CORP.1+ years Service code 27 · EIN 20-2885939 | Advisory (Plan) | $74,450 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,708 | $172,758-50.4% | $149,600-42.7% | $138,895-38.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 79.9%+20.1pp |
| Annual return | 10.82% | 181.17%-170.3pp | 129.59%-118.8pp | 145.39%-134.6pp |
| Employer contribution / active EE | $23,660 | $4,778+395.2% | $4,193+464.2% | $4,194+464.1% |
| Participant deferral / active EE | $33,921 | $8,180+314.7% | $7,203+370.9% | $6,396+430.3% |
| Admin fee / account holder | $346 | $17,615-98.0% | $13,963-97.5% | $12,562-97.2% |