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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION1+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $92,155 |
US INSTITUTIONAL CORP1+ years Filed as: U.S. INSTITUTIONAL CORP. Service code 27 · EIN 20-2885939 | Advisory (Plan) | $74,450 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,708 | $165,584-48.2% | $142,942-40.0% | $137,256-37.6% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 10.82% | 164.22%-153.4pp | 113.70%-102.9pp | 220.34%-209.5pp |
| Employer contribution / active EE | $23,660 | $4,725+400.7% | $4,139+471.6% | $4,156+469.3% |
| Participant deferral / active EE | $33,921 | $8,194+314.0% | $7,128+375.9% | $6,407+429.4% |
| Admin fee / account holder | $346 | $16,167-97.9% | $12,475-97.2% | $12,270-97.2% |