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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,180 | $106,864+8.7% | $147,318-21.1% | $82,637+40.6% |
| Participation rate | 92.0% | 75.5%+16.5pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 17.25% | 27.49%-10.2pp | 70.43%-53.2pp | 53.51%-36.3pp |
| Employer contribution / active EE | $2,805 | $3,417-17.9% | $4,593-38.9% | $2,552+9.9% |
| Participant deferral / active EE | $7,421 | $6,496+14.2% | $7,906-6.1% | $4,126+79.9% |
| Admin fee / account holder | $4,582 | $8,415-45.5% | $13,708-66.6% | $7,339-37.6% |