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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,028 | $159,934+55.7% | $147,005+69.4% | $145,959+70.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.52% | 98.24%-84.7pp | 418.76%-405.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $16,464 | $5,287+211.4% | $4,934+233.7% | $4,661+253.2% |
| Participant deferral / active EE | $16,268 | $8,427+93.0% | $8,070+101.6% | $6,689+143.2% |
| Admin fee / account holder | $3,422 | $15,053-77.3% | $13,006-73.7% | $13,398-74.5% |