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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,302 | $166,268-54.7% | $165,100-54.4% | $145,897-48.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 13.71% | 100.52%-86.8pp | 70.21%-56.5pp | 552.29%-538.6pp |
| Employer contribution / active EE | $4,167 | $5,284-21.1% | $4,348-4.2% | $4,663-10.6% |
| Participant deferral / active EE | $4,721 | $6,964-32.2% | $6,035-21.8% | $6,689-29.4% |
| Admin fee / account holder | $733 | $16,659-95.6% | $12,696-94.2% | $13,390-94.5% |