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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,638 | $178,174-42.4% | $156,181-34.3% | $137,256-25.2% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 17.60% | 84.19%-66.6pp | 64.87%-47.3pp | 220.34%-202.7pp |
| Employer contribution / active EE | $4,085 | $4,972-17.8% | $4,294-4.9% | $4,156-1.7% |
| Participant deferral / active EE | $6,476 | $6,888-6.0% | $6,132+5.6% | $6,407+1.1% |
| Admin fee / account holder | $998 | $17,404-94.3% | $14,586-93.2% | $12,270-91.9% |