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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,638 | $199,109-48.5% | $173,730-40.9% | $154,746-33.7% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 17.60% | 20.02%-2.4pp | 19.96%-2.4pp | 172.34%-154.7pp |
| Employer contribution / active EE | $4,085 | $5,311-23.1% | $4,577-10.8% | $4,379-6.7% |
| Participant deferral / active EE | $6,476 | $7,113-9.0% | $6,326+2.4% | $6,730-3.8% |
| Admin fee / account holder | $998 | $20,916-95.2% | $17,523-94.3% | $14,365-93.1% |