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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,249 | $160,028-49.2% | $147,080-44.8% | $145,884-44.3% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.13% | 98.60%-82.5pp | 420.17%-404.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $2,532 | $5,286-52.1% | $4,933-48.7% | $4,662-45.7% |
| Participant deferral / active EE | $5,647 | $8,422-33.0% | $8,066-30.0% | $6,690-15.6% |
| Admin fee / account holder | $4,095 | $15,030-72.8% | $12,989-68.5% | $13,392-69.4% |