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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,078 | $150,197-88.6% | $120,368-85.8% | $145,959-88.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 28.19% | 154.26%-126.1pp | 107.26%-79.1pp | 561.95%-533.8pp |
| Employer contribution / active EE | $2,135 | $4,350-50.9% | $3,465-38.4% | $4,661-54.2% |
| Participant deferral / active EE | $5,026 | $6,174-18.6% | $4,991+0.7% | $6,689-24.9% |
| Admin fee / account holder | $684 | $12,216-94.4% | $9,429-92.7% | $13,398-94.9% |