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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,524 | $150,435-53.8% | $120,580-42.3% | $145,897-52.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 5.39% | 154.60%-149.2pp | 107.48%-102.1pp | 552.29%-546.9pp |
| Employer contribution / active EE | $12,021 | $4,352+176.2% | $3,469+246.5% | $4,663+157.8% |
| Participant deferral / active EE | $5,487 | $6,174-11.1% | $4,995+9.8% | $6,689-18.0% |
| Admin fee / account holder | $705 | $12,182-94.2% | $9,418-92.5% | $13,390-94.7% |