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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,671 | $210,908-58.4% | $153,643-42.9% | $145,884-39.9% |
| Participation rate | 70.0% | 82.1%-12.1pp | 77.1%-7.1pp | 80.3%-10.3pp |
| Annual return | 14.16% | 13.46%+0.7pp | 15.71%-1.6pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,656 | $6,055-72.7% | $5,039-67.1% | $4,662-64.5% |
| Participant deferral / active EE | $2,541 | $7,976-68.1% | $6,754-62.4% | $6,690-62.0% |
| Admin fee / account holder | $613 | $19,477-96.9% | $12,739-95.2% | $13,392-95.4% |