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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $719,825 | $112,729+538.5% | $98,716+629.2% | $137,256+424.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.65% | 38.48%-28.8pp | 31.81%-22.2pp | 220.34%-210.7pp |
| Employer contribution / active EE | $11,672 | $2,725+328.3% | $2,279+412.3% | $4,156+180.8% |
| Participant deferral / active EE | $32,250 | $4,640+595.0% | $4,048+696.8% | $6,407+403.4% |
| Admin fee / account holder | $9,467 | $10,129-6.5% | $8,703+8.8% | $12,270-22.8% |