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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,519 | $160,070-11.0% | $147,117-3.1% | $145,897-2.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 16.87% | 98.69%-81.8pp | 420.54%-403.7pp | 552.29%-535.4pp |
| Employer contribution / active EE | $2,269 | $5,285-57.1% | $4,932-54.0% | $4,663-51.3% |
| Participant deferral / active EE | $17,830 | $8,419+111.8% | $8,065+121.1% | $6,689+166.5% |
| Admin fee / account holder | $2,163 | $15,035-85.6% | $12,993-83.4% | $13,390-83.8% |