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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,828 | $106,749-44.9% | $145,433-59.5% | $82,448-28.6% |
| Participation rate | 93.4% | 75.6%+17.8pp | 82.1%+11.3pp | 68.1%+25.3pp |
| Annual return | 15.09% | 27.59%-12.5pp | 66.58%-51.5pp | 41.64%-26.5pp |
| Employer contribution / active EE | $808 | $3,444-76.5% | $4,554-82.3% | $2,551-68.3% |
| Participant deferral / active EE | $4,588 | $6,519-29.6% | $7,897-41.9% | $4,139+10.8% |
| Admin fee / account holder | $1,827 | $8,390-78.2% | $13,129-86.1% | $7,234-74.7% |