Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,833 | $55,470-84.1% | $155,556-94.3% | $74,478-88.1% |
| Participation rate | 23.7% | 61.9%-38.2pp | 78.2%-54.5pp | 67.2%-43.5pp |
| Annual return | 11.24% | 269.80%-258.6pp | 64.84%-53.6pp | 1370.56%-1359.3pp |
| Employer contribution / active EE | $303 | $2,267-86.6% | $4,675-93.5% | $2,626-88.5% |
| Participant deferral / active EE | $936 | $2,838-67.0% | $5,631-83.4% | $4,350-78.5% |
| Admin fee / account holder | $1,662 | $1,744-4.7% | $15,885-89.5% | $1,946-14.6% |