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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,883 | $159,934-23.8% | $147,005-17.1% | $145,959-16.5% |
| Participation rate | 78.3% | 84.0%-5.7pp | 82.2%-3.9pp | 80.3%-2.0pp |
| Annual return | 64.36% | 98.24%-33.9pp | 418.76%-354.4pp | 561.95%-497.6pp |
| Employer contribution / active EE | $2,822 | $5,287-46.6% | $4,934-42.8% | $4,661-39.4% |
| Participant deferral / active EE | $5,258 | $8,427-37.6% | $8,070-34.8% | $6,689-21.4% |
| Admin fee / account holder | $421 | $15,053-97.2% | $13,006-96.8% | $13,398-96.9% |