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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,281 | $124,425+24.0% | $112,040+37.7% | $137,256+12.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 9.90% | 24.72%-14.8pp | 24.52%-14.6pp | 220.34%-210.4pp |
| Employer contribution / active EE | $16,143 | $3,411+373.2% | $2,954+446.5% | $4,156+288.4% |
| Participant deferral / active EE | $12,071 | $5,718+111.1% | $5,098+136.8% | $6,407+88.4% |
| Admin fee / account holder | $84,006 | $15,207+452.4% | $12,098+594.4% | $12,270+584.6% |