Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,007 | $78,690-35.2% | $161,489-68.4% | $87,485-41.7% |
| Participation rate | 37.5% | 67.5%-30.0pp | 78.7%-41.2pp | 68.9%-31.4pp |
| Annual return | 10.59% | 32.74%-22.1pp | 89.72%-79.1pp | 26.06%-15.5pp |
| Employer contribution / active EE | $699 | $2,588-73.0% | $4,268-83.6% | $2,596-73.1% |
| Participant deferral / active EE | $1,377 | $3,311-58.4% | $5,630-75.5% | $4,274-67.8% |
| Admin fee / account holder | $4,456 | $6,724-33.7% | $16,006-72.2% | $7,775-42.7% |