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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,600 | $154,228-87.3% | $145,433-86.5% | $137,256-85.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 1.93% | 74.59%-72.7pp | 66.58%-64.6pp | 220.34%-218.4pp |
| Employer contribution / active EE | $1,440 | $4,804-70.0% | $4,554-68.4% | $4,156-65.4% |
| Participant deferral / active EE | $18,450 | $8,216+124.6% | $7,897+133.6% | $6,407+188.0% |
| Admin fee / account holder | $835,007 | $14,344+5721.5% | $13,129+6260.0% | $12,270+6705.2% |