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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,600 | $162,136-87.9% | $152,301-87.1% | $154,746-87.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 1.93% | 91.02%-89.1pp | 80.50%-78.6pp | 172.34%-170.4pp |
| Employer contribution / active EE | $1,440 | $4,890-70.6% | $4,624-68.9% | $4,379-67.1% |
| Participant deferral / active EE | $18,450 | $8,341+121.2% | $8,004+130.5% | $6,730+174.1% |
| Admin fee / account holder | $835,007 | $15,759+5198.5% | $14,398+5699.5% | $14,365+5712.7% |