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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,705 | $117,846+64.4% | $102,434+89.1% | $145,884+32.8% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 9.02% | 31.90%-22.9pp | 29.46%-20.4pp | 551.85%-542.8pp |
| Employer contribution / active EE | $1,154 | $3,615-68.1% | $3,023-61.8% | $4,662-75.2% |
| Participant deferral / active EE | $8,314 | $5,733+45.0% | $5,055+64.5% | $6,690+24.3% |
| Admin fee / account holder | $12 | $13,356-99.9% | $9,462-99.9% | $13,392-99.9% |