Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,607 | $223,823+27.6% | $211,142+35.3% | $154,746+84.6% |
| Participation rate | 55.6% | 87.9%-32.3pp | 87.3%-31.7pp | 80.7%-25.1pp |
| Annual return | 9.68% | 50.39%-40.7pp | 46.84%-37.2pp | 172.34%-162.7pp |
| Employer contribution / active EE | $3,239 | $6,787-52.3% | $6,442-49.7% | $4,379-26.0% |
| Participant deferral / active EE | $11,833 | $9,750+21.4% | $9,284+27.5% | $6,730+75.8% |
| Admin fee / account holder | $4,802 | $19,707-75.6% | $19,076-74.8% | $14,365-66.6% |