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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,015 | $110,039+89.9% | $97,260+114.9% | $145,884+43.3% |
| Participation rate | 86.7% | 75.9%+10.7pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 22.18% | 244.44%-222.3pp | 75.54%-53.4pp | 551.85%-529.7pp |
| Employer contribution / active EE | $2,030 | $3,074-34.0% | $2,721-25.4% | $4,662-56.5% |
| Participant deferral / active EE | $8,673 | $4,674+85.6% | $4,262+103.5% | $6,690+29.6% |
| Admin fee / account holder | $10,200 | $6,204+64.4% | $5,640+80.8% | $13,392-23.8% |