Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,094 | $97,648-83.5% | $121,663-86.8% | $87,485-81.6% |
| Participation rate | 21.3% | 70.5%-49.2pp | 74.5%-53.2pp | 68.9%-47.7pp |
| Annual return | 6.22% | 18.03%-11.8pp | 147.54%-141.3pp | 26.06%-19.8pp |
| Employer contribution / active EE | $0 | $2,300-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,117 | $3,923-71.5% | $4,887-77.2% | $4,274-73.9% |
| Admin fee / account holder | $3,012 | $11,100-72.9% | $14,289-78.9% | $7,775-61.3% |