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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,065 | $172,111-12.2% | $150,298+0.5% | $137,256+10.1% |
| Participation rate | 44.4% | 81.7%-37.3pp | 77.8%-33.3pp | 80.0%-35.5pp |
| Annual return | 19.31% | 69.37%-50.1pp | 62.79%-43.5pp | 220.34%-201.0pp |
| Employer contribution / active EE | $8,075 | $4,636+74.2% | $4,154+94.4% | $4,156+94.3% |
| Participant deferral / active EE | $6,250 | $6,166+1.4% | $5,453+14.6% | $6,407-2.4% |
| Admin fee / account holder | $1,387 | $16,471-91.6% | $14,116-90.2% | $12,270-88.7% |