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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,065 | $185,312-18.5% | $161,489-6.5% | $154,746-2.4% |
| Participation rate | 44.4% | 82.5%-38.0pp | 78.7%-34.3pp | 80.7%-36.3pp |
| Annual return | 19.31% | 103.84%-84.5pp | 89.72%-70.4pp | 172.34%-153.0pp |
| Employer contribution / active EE | $8,075 | $4,769+69.3% | $4,268+89.2% | $4,379+84.4% |
| Participant deferral / active EE | $6,250 | $6,350-1.6% | $5,630+11.0% | $6,730-7.1% |
| Admin fee / account holder | $1,387 | $18,654-92.6% | $16,006-91.3% | $14,365-90.3% |