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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,881 | $102,393-66.9% | $147,041-77.0% | $80,911-58.1% |
| Participation rate | 45.0% | 75.9%-30.9pp | 82.2%-37.2pp | 67.6%-22.6pp |
| Annual return | 12.11% | 134.95%-122.8pp | 419.21%-407.1pp | 35.63%-23.5pp |
| Employer contribution / active EE | $1,048 | $3,715-71.8% | $4,935-78.8% | $2,756-62.0% |
| Participant deferral / active EE | $2,722 | $6,647-59.1% | $8,071-66.3% | $4,297-36.7% |
| Admin fee / account holder | $2,656 | $7,943-66.6% | $13,006-79.6% | $6,935-61.7% |