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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,881 | $102,385-66.9% | $147,080-77.0% | $80,935-58.1% |
| Participation rate | 45.0% | 75.9%-30.9pp | 82.2%-37.2pp | 67.7%-22.7pp |
| Annual return | 12.11% | 135.09%-123.0pp | 420.17%-408.1pp | 35.66%-23.5pp |
| Employer contribution / active EE | $1,048 | $3,717-71.8% | $4,933-78.8% | $2,757-62.0% |
| Participant deferral / active EE | $2,722 | $6,651-59.1% | $8,066-66.3% | $4,299-36.7% |
| Admin fee / account holder | $2,656 | $7,951-66.6% | $12,989-79.6% | $6,924-61.6% |