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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,425 | $95,453+11.5% | $112,040-5.0% | $82,448+29.1% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.5%-1.5pp | 68.1%+6.9pp |
| Annual return | 12.61% | 23.92%-11.3pp | 24.52%-11.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,969 | $2,318-15.0% | $2,954-33.3% | $2,551-22.8% |
| Participant deferral / active EE | $4,596 | $4,224+8.8% | $5,098-9.8% | $4,139+11.0% |
| Admin fee / account holder | $3,781 | $9,013-58.0% | $12,098-68.7% | $7,234-47.7% |