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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,979 | $100,970-1.0% | $96,576+3.5% | $137,256-27.2% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 15.00% | 38.16%-23.2pp | 38.47%-23.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $612 | $3,809-83.9% | $3,553-82.8% | $4,156-85.3% |
| Participant deferral / active EE | $12,234 | $8,286+47.6% | $7,956+53.8% | $6,407+91.0% |
| Admin fee / account holder | $1,208 | $11,312-89.3% | $11,381-89.4% | $12,270-90.2% |