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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,059 | $166,268-44.6% | $165,100-44.2% | $145,897-36.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.27% | 100.52%-85.2pp | 70.21%-54.9pp | 552.29%-537.0pp |
| Employer contribution / active EE | $24,764 | $5,284+368.7% | $4,348+469.5% | $4,663+431.1% |
| Participant deferral / active EE | $12,417 | $6,964+78.3% | $6,035+105.7% | $6,689+85.6% |
| Admin fee / account holder | $1,886 | $16,659-88.7% | $12,696-85.1% | $13,390-85.9% |