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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,909 | $76,407-83.1% | $150,298-91.4% | $82,448-84.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 234.76% | 39.99%+194.8pp | 62.79%+172.0pp | 41.64%+193.1pp |
| Employer contribution / active EE | $3,250 | $2,614+24.3% | $4,154-21.8% | $2,551+27.4% |
| Participant deferral / active EE | $7,162 | $3,214+122.8% | $5,453+31.3% | $4,139+73.0% |
| Admin fee / account holder | $526 | $6,352-91.7% | $14,116-96.3% | $7,234-92.7% |