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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,291 | $172,111-59.2% | $150,298-53.2% | $137,256-48.8% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 18.72% | 69.37%-50.6pp | 62.79%-44.1pp | 220.34%-201.6pp |
| Employer contribution / active EE | $8,747 | $4,636+88.7% | $4,154+110.6% | $4,156+110.5% |
| Participant deferral / active EE | $8,686 | $6,166+40.9% | $5,453+59.3% | $6,407+35.6% |
| Admin fee / account holder | $2,542 | $16,471-84.6% | $14,116-82.0% | $12,270-79.3% |