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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,291 | $185,312-62.1% | $161,489-56.5% | $154,746-54.6% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 18.72% | 103.84%-85.1pp | 89.72%-71.0pp | 172.34%-153.6pp |
| Employer contribution / active EE | $8,747 | $4,769+83.4% | $4,268+104.9% | $4,379+99.8% |
| Participant deferral / active EE | $8,686 | $6,350+36.8% | $5,630+54.3% | $6,730+29.1% |
| Admin fee / account holder | $2,542 | $18,654-86.4% | $16,006-84.1% | $14,365-82.3% |