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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,500 | $101,798+210.9% | $165,071+91.7% | $80,935+291.1% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.7%+18.4pp |
| Annual return | 21.08% | 16.73%+4.4pp | 70.17%-49.1pp | 35.66%-14.6pp |
| Employer contribution / active EE | $2,652 | $2,954-10.2% | $4,347-39.0% | $2,757-3.8% |
| Participant deferral / active EE | $11,616 | $4,476+159.5% | $6,035+92.5% | $4,299+170.2% |
| Admin fee / account holder | $14,995 | $8,221+82.4% | $12,695+18.1% | $6,924+116.6% |