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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,590 | $110,137+223.8% | $161,149+121.3% | $82,637+331.5% |
| Participation rate | 88.4% | 72.4%+16.0pp | 78.8%+9.5pp | 68.1%+20.3pp |
| Annual return | 16.13% | 20.69%-4.6pp | 21.16%-5.0pp | 53.51%-37.4pp |
| Employer contribution / active EE | $2,681 | $2,856-6.1% | $4,360-38.5% | $2,552+5.0% |
| Participant deferral / active EE | $11,913 | $4,575+160.4% | $6,153+93.6% | $4,126+188.7% |
| Admin fee / account holder | $16,265 | $9,467+71.8% | $15,194+7.0% | $7,339+121.6% |