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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,352 | $196,972-13.0% | $182,262-6.0% | $198,609-13.7% |
| Participation rate | 60.0% | 85.7%-25.7pp | 84.2%-24.2pp | 82.4%-22.4pp |
| Annual return | 9.19% | 158.27%-149.1pp | 140.60%-131.4pp | 202.70%-193.5pp |
| Employer contribution / active EE | $9,598 | $5,364+79.0% | $5,046+90.2% | $5,055+89.9% |
| Participant deferral / active EE | $9,862 | $8,643+14.1% | $8,276+19.2% | $6,977+41.4% |
| Admin fee / account holder | $112,100 | $18,429+508.3% | $16,712+570.8% | $19,030+489.1% |