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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,719 | $112,729-38.2% | $98,716-29.4% | $137,256-49.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 11.41% | 38.48%-27.1pp | 31.81%-20.4pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,172 | $2,725-57.0% | $2,279-48.6% | $4,156-71.8% |
| Participant deferral / active EE | $2,813 | $4,640-39.4% | $4,048-30.5% | $6,407-56.1% |
| Admin fee / account holder | $2,346 | $10,129-76.8% | $8,703-73.0% | $12,270-80.9% |