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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,070 | $111,878-57.0% | $93,727-48.7% | $145,897-67.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 31.00% | 204.28%-173.3pp | 133.83%-102.8pp | 552.29%-521.3pp |
| Employer contribution / active EE | $5,072 | $3,092+64.0% | $2,421+109.5% | $4,663+8.8% |
| Participant deferral / active EE | $8,233 | $4,920+67.3% | $4,417+86.4% | $6,689+23.1% |
| Admin fee / account holder | $667 | $10,256-93.5% | $8,292-92.0% | $13,390-95.0% |