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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 34-1542819 | Advisory (Participants) | $39,016 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,754 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,892 | $88,137-20.7% | $164,975-57.6% | $74,429-6.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 14.10% | 17.13%-3.0pp | 70.12%-56.0pp | 1368.38%-1354.3pp |
| Employer contribution / active EE | $2,444 | $2,597-5.9% | $4,343-43.7% | $2,625-6.9% |
| Participant deferral / active EE | $4,067 | $4,501-9.6% | $6,033-32.6% | $4,348-6.5% |
| Admin fee / account holder | $612 | $2,231-72.6% | $12,688-95.2% | $1,944-68.5% |