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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,689 | $154,228-67.1% | $145,433-65.1% | $137,256-63.1% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 12.71% | 74.59%-61.9pp | 66.58%-53.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $3,161 | $4,804-34.2% | $4,554-30.6% | $4,156-23.9% |
| Participant deferral / active EE | $5,040 | $8,216-38.7% | $7,897-36.2% | $6,407-21.3% |
| Admin fee / account holder | $5,327 | $14,344-62.9% | $13,129-59.4% | $12,270-56.6% |