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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $102,422-73.0% | $147,117-81.2% | $80,959-65.9% |
| Participation rate | 53.8% | 75.9%-22.0pp | 82.2%-28.3pp | 67.7%-13.8pp |
| Annual return | 13.19% | 135.16%-122.0pp | 420.54%-407.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,353 | $3,717-63.6% | $4,932-72.6% | $2,757-50.9% |
| Participant deferral / active EE | $3,673 | $6,652-44.8% | $8,065-54.5% | $4,300-14.6% |
| Admin fee / account holder | $78 | $7,953-99.0% | $12,993-99.4% | $6,925-98.9% |