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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,009 | $81,487-63.2% | $102,412-70.7% | $80,935-62.9% |
| Participation rate | 51.9% | 66.8%-15.0pp | 74.5%-22.7pp | 67.7%-15.8pp |
| Annual return | 11.58% | 25.60%-14.0pp | 24.94%-13.4pp | 35.66%-24.1pp |
| Employer contribution / active EE | $953 | $3,103-69.3% | $3,870-75.4% | $2,757-65.4% |
| Participant deferral / active EE | $1,717 | $3,871-55.6% | $5,060-66.1% | $4,299-60.1% |
| Admin fee / account holder | $816 | $6,717-87.8% | $8,388-90.3% | $6,924-88.2% |